Kimberly J. Howard, CFP®, CRPC®,ADPA® founder and owner of KJH Financial Services in Needham MA and Denver CO, has been in the financial services market for over 20 years. After consulting for Fidelity, Putnam, Bank of America, The Boston Company and John Hancock, she has acquired knowledge in mutual funds, private banking, retail banking and retirement planning. Additionally, she has experience preparing federal and state tax returns for individuals and small business owners and she combines these skills in providing comprehensive financial planning and investment advice.
She attended Boston University for her Certification in Financial Planning and H&R Block for Tax Preparation Certification. Previous studies include a Master of Science degree in Information Management in Computer Science from Boston University and a Bachelor of Science degree in Mathematics and Physical Education from Stephen F. Austin University in Texas.
Kimberly is currently an adjunct faculty member at Boston University and The College for Financial Planning where she teaches General Financial Planning Principles, Income Tax, Retirement Planning and Estate Planning in the Financial Planning Certificate Program, a CFP Board-Registered Program that meets part of the educational requirement for CFP® certification. She is active in educating not only future financial planners, but clients with tax advice, retirement planning, company benefits and investment selection. Kim conducts ongoing seminars in these areas.